Combining sums of money from many people into a large fund spread across many investments
Making investment decisions on behalf of the investor
Making the world a better place
With a defined contribution pension, you build up a pot of money that you can then use to provide an income in retirement. Unlike defined benefit schemes, which promise a specific income, the income you might get from a defined contribution scheme depends on factors including the amount you pay in, the fund’s investment performance and the choices you make at retirement.
Spreading risk between different kinds of investments
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